Buyer's Guide
Navigate the market with a team that knows how to find, secure, and close on the property that’s right for you.
PROVEN RESULTS & RANKINGS
Small Team by Sales Volume in New York | RealTrends Verified 2022 and 2024
Individual – Top 1000 Real Estate Professionals by Sales Volume in New York | RealTrends / WSJ 2018
Ready to Start Your Search?
The timeline below outlines the buying process at a glance. Our full Buyer’s Guide lays out what to expect at each stage, the vocabulary that matters, and the Compass tools we use to help buyers stay informed, move decisively, and close with confidence.
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Buyer Timeline
(At A Glance)
Initial Consultation
We sit down together to learn what matters most to you, from neighborhoods and lifestyle to must-haves and budget. We discuss market conditions, review your financial readiness, and map out a search strategy tailored to your goals so every showing moves you closer to the right home.
Get Pre-approved
Before we begin touring, we make sure your financing is in order. For buyers taking out a mortgage, we connect you with trusted loan officers who understand the NYC market to get pre-approval secured. For cash buyers, we'll help you get your proof of funds ready. Either way, you'll know your budget and be positioned to move quickly when the right home comes along.
Search & Visit Properties
We curate searches across both public and exclusive Compass listings, including Private Exclusive properties you won't find anywhere else. You'll tour homes selected specifically for your criteria, attend open houses, and get real-time alerts the moment something new hits the market.
Make Your Offer & Negotiate
When you find the right home, we craft a compelling offer backed by your proof of funds or pre-approval letter. We advise on pricing strategy, terms, and timing. If the seller counters, we negotiate with precision until we reach an agreement that works in your favor and keeps the deal on track.
Due Diligence & Inspections
Once your offer is accepted, your attorney reviews the contract to protect your interests. You'll schedule a home inspection to assess the property's condition, review disclosures and the title report, and work with your lender to complete the appraisal and finalize your mortgage, all within the agreed contractual timeline.
Close & Welcome Home
We schedule your final walkthrough to confirm the property is in the agreed-upon condition. Before closing day, we make sure every document, outstanding item, and lender requirement is accounted for so you can sign with confidence. Congratulations, you're officially a homeowner.
With over 1,700 transactions behind us, we've guided buyers through every kind of market New York City can throw at you. From your very first conversation with us, you'll benefit from decades of neighborhood-level insight, especially across Manhattan and Brooklyn, where we've built a reputation as a trusted team. That insight translates into sharper eyes on the market, realistic expectations, and a search strategy that puts you in a position of strength.
A strong pre-approval is the foundation of any serious offer in New York's fastest-moving neighborhoods. We've built relationships with top lenders who know how to structure competitive packages for buyers, whether you're financing a co-op, a condo, or a townhouse. We'll make sure your financial package is strongly positioned so that when you find the right home, you're ready to act quickly.
Through Compass Collections, we organize and compare properties side by side in a visual workspace you can access anytime. Our Compass Search tools let us filter by the features that matter most to you while pulling in off-market inventory that never hits public listings. And because we have deep roots across Manhattan and Brooklyn, we often hear about opportunities before they're officially listed, getting you in front of the right properties before the competition does.
With hundreds of successful negotiations behind us, we know what it takes to get offers accepted in competitive situations, and how to recognize when a deal isn't worth pursuing. We combine real-time market data with our deep knowledge of neighborhood pricing to make sure your offer is both aggressive and smart. We handle the back-and-forth so that you can stay focused on finding your new home.
We coordinate every moving piece of the due diligence process, from connecting you with trusted real estate attorneys and inspectors to keeping your lender on track for a timely appraisal. We manage the timeline with the same attention to detail as any complex project. If inspection findings call for a negotiation on repairs or credits, we handle those conversations directly and strategically. The priority is protecting your interests and keeping everything on track through closing.
We coordinate every detail leading up to closing, from confirming repairs were completed to ensuring your lender has clearance to close. Every signature, every document, every outstanding item is accounted for before you sit down at the closing table. And our relationship doesn't end there. We're a resource for you long after you move in, whether you need a contractor recommendation, a market update, or just want to share how you've made the place your own.
Commonly Asked Questions
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Knowing if you're ready to buy comes down to three factors: your finances, your timeline, and your clarity on what you're looking for. If you have a general sense of your budget and an idea of the neighborhoods and lifestyle you want, you're in a great position to start. We'll help you refine the rest during our initial consultation, and if you're not quite ready, we'll tell you what it’ll take to get there.
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If you’re financing any part of the purchase, yes. A pre-approval clarifies your true budget, helps you move quickly, and strengthens your offer when you find the right place. If you’re buying all cash, a mortgage pre-approval is not needed. In that case, you’ll want proof of funds ready so that you can show the seller you’re a serious and qualified buyer.
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While we work with buyers across all of New York City, Brooklyn is home for us. Debbie has lived in DUMBO for years, and Jackie was born and raised in the borough. Our knowledge of Brooklyn goes deeper than professional experience alone, and we're equally well-versed across Manhattan. If you're exploring a neighborhood we know inside and out, you'll benefit from insight that only comes from years of buying and selling across these markets.
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Pre-qualification is an estimate of what you might borrow based on a general overview of your finances. Pre-approval goes deeper. A lender reviews your income, credit, and documentation to issue a specific loan amount you’re approved for. In a competitive market, pre-approval carries significantly more weight with sellers and listing agents.
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Once you've found a home you want to pursue, we put together an offer package that includes your proposed price and your proof of funds or pre-approval letter. If the seller accepts, you move into due diligence, and if everything checks out, you proceed to contract. If they counter, we negotiate on your behalf until we reach terms that work for you. Throughout the process, we advise on pricing strategy and use our market knowledge to position your offer competitively.
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Closing costs in New York City typically run between 2–5% of the purchase price and can include attorney fees, title insurance, lender fees, recording fees, and depending on the property and financing, a mansion tax or mortgage recording tax. We walk you through a detailed estimate early in the process so you know exactly what to expect before you sit down at the closing table.
We Look Forward To Working With You
We go above and beyond to help our clients search for their perfect home, providing guidance and advice throughout every step of the buying process. Together, we'll collaborate closely to find homes that fit your needs, budget, and lifestyle. Working with us means you'll have a seamless experience and be well positioned to make your dream home yours when you find it. We make sure our clients cross the home closing finish line with confidence and ease.